Dvara Money is a pioneering fintech dedicated to India’s urban informal sector—serving gig workers, blue-collar professionals and micro-entrepreneurs. Through our AI-powered Spark Money app, we offer hyper-local, personalised financial solutions: digital gold savings, zero-balance savings accounts, assisted income-tax returns (ITR) filing and quick, affordable gold loans. Each product is tailored via behavioural insights and deep field research to help customers, prioritise their financial well-being without the burden that often comes with entering the formal financial system”
Our distribution relies on both strategic partnerships and community engagement. Dvara Money collaborates with leading banks, fintechs and employer platforms and groups to integrate best-in-class financial products. Complementing this, our Spark Dost network of trusted local champions works directly with customers—onboarding them, demonstrating app features and resolving queries face-to-face. This blended human-plus-tech approach ensures every solution is accessible, relatable and finely tuned to each community’s needs.
As a portfolio company of Dvara Holdings and member of its Venture Studio cohort, we leverage decades of policy research and social-impact investments to tackle systemic gaps in financial inclusion. Guided by a mission to uplift livelihoods, we are committed to transforming Urban Bharat’s financial landscape through innovation, customer centricity and lasting impact.
