Spark Money is the official gold savings partner for Swiggy delivery executives and is part of the Dvara Group, which has been operating in India for over 15 years. The product is designed specifically for drivers and delivery partners across India, keeping their savings needs in mind.
FAQs
With Spark Money, you can save any amount, anytime, starting from as low as ₹25, directly from your phone. You do not need to visit a store or buy in fixed weights. Your gold is 100% secure, stored safely in government-approved vaults, and you can buy from the comfort of your home whenever it suits you.
The gold is 22K (916 purity) and is sourced from trusted bullion partners. Each purchase comes with proper purity assurance as per industry standards.
Start by signing up on the Spark Money application and make your first purchase.
You can invest through:
• One-time Buy: Purchase gold instantly
• SIP (Systematic Investment Plan): Invest a fixed amount regularly either daily, weekly, or monthly
Yes, a 3% GST is currently applicable while buying digital gold. The GST amount is clearly displayed on the confirmation page once you initiate a gold investment.
Yes. There is a 24-hours lock-in period from the date of purchase. This is to ensure the security of your assets.
You can withdraw it and immediately get that amount in your bank account. You can buy jewelry and coins with it and get it delivered at your desired address. And most importantly, you can let your gold investment grow.
You can redeem your gold to cash anytime and transfer it directly to your linked bank account.
Yes. You can redeem your gold in coins and jewellery.
Go to Spark Money’s Gold homepage and click on “Redeem in Jewelry”. You’ll see an amazing catalogue of coins, pendants, chains, and more!
Absolutely! Your gold is 100% backed by physical gold, stored in insured and secure vaults of Brinks and is hallmarked as per BIS.
Yes. You can start investing with very small amounts. This makes Spark Money’s gold savings accessible to everyone.
You can invest a minimum of ₹25 for a one-time gold savings and ₹50 for SIPs.
You will receive assured rewards on every investment of ₹100 or more, for both one-time investments and SIPs, while the campaign is active. In addition, lucky winners each week stand a chance to win up to 0.5 grams of digital gold.
Prices are linked to live market rates from RSBL and displayed transparently before every transaction.
Yes. You can stop/cancel your SIP anytime with no penalties.
No. A demat account is not required to invest in Gold Savings.
Yes. You can view your transaction history anytime.
Yes. You can download your invoice for your gold purchase anytime.
Your gold stays safe in your account. You can reinstall the app anytime and access your gold using your registered mobile number.
It is real, physical gold bought in your name and stored safely in secure vaults. The app only displays its value.
Yes. You can withdraw money to any bank account in India that is linked to your Spark Money account.
You can contact Spark Money customer support directly from the app for quick help.
The Spark Money app is currently available only on Android phones.
Download Spark Money Now
Spark offers a personalised journey towards financial wellness for you
