
Spark Money - All in one account
By Dvara Money
Employee well-being is at the heart of a great organisation. Our technology-first platform empowers your workforce with genuine financial freedom and wellness. By equipping employees to take charge of their finances—from zero-balance accounts to a spectrum of savings, investment and credit options—you open new pathways for them to meet goals and pursue aspirations.

Zero-Balance Accounts
No minimum balance, optional debit card and automated digital-gold rewards on every deposit.
Digital Gold Savings
Enable team members to invest from ₹100, pause or redeem at market prices—building long-term security.
Assisted ITR Filing & Refunds
Seamless, in-app or on-site support to reclaim tax refunds and create formal income proof.
On-Demand Gold Loans
Low-interest, collateralised credit in minutes—helping staff manage emergencies with confidence.Spark Money is a simple, secure and trusted financial partner that caters to every financial need of your employees.
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Improved Employee Retention
Give your employees the tools they need to lower their financial stress and become happier at work
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Enhanced Employee Trust
With less financial stress, employees log better workplace presence and develop a trusted relationship with their employer
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Employee Financial Well-being
Focusing on employee financial wellness sends a clear message to employees on how a company values not just their current situation, but their long-term well-being